187 pre-seed fintech investors in the US
We list 187 pre-seed fintech investors in the US as of November 2026: each has an SEC filing on file, and the list was last checked on 6 Nov 2026. The cities with the most head offices on this list are New York (37), San Francisco (24) and Palo Alto (11).
Top 5 pre-seed fintech investors in the US, ranked by recent fund activity
Among firms with a published profile and a dated fund or deal in the last 24 months. The rule: Activity score out of 100: recency of the latest fund filing or dated deal (30: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (20; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), stated focus on the US (15: full marks when the firm names the US as where it invests, half when it says global), size of the fund on file on a log scale (12) and completeness of the public record (8). Stage and regional focus are our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns. The same rule orders the whole list; it is repeated in the method box.
Motive Venture
Type: VC firm · HQ: New York, NY · Stages: Pre-seed, Seed, Series A, Growth · Focus: Fintech, AI, Data, Future of Work · Latest activity: New fund, Aug 2026 · Fund size on file: $200M (SEC Form D, 2025)
Latest fund filing dated Aug 2026; $200M fund on file (SEC Form D, 2025); 67% of its observed portfolio is fintech; backs pre-seed, seed, Series A; names the US as where it invests; 8 named decision-makers on file.
Expa
Type: VC firm · HQ: San Francisco, CA · Stages: Pre-seed · Focus: Fintech, SaaS · Latest activity: New deal, Sep 2026 · Fund size on file: $200M (SEC Form D, 2021)
Dated new deal in Sep 2026; $200M fund on file (SEC Form D, 2021); 18% of its observed portfolio is fintech; backs pre-seed; names the US as where it invests; 8 named decision-makers on file.
Avid Ventures
Type: VC firm · HQ: New York, NY · Stages: Pre-seed · Focus: Fintech, AI, Healthtech, SaaS · Latest activity: Portfolio news, Oct 2026 · Fund size on file: $75M (SEC Form D, 2021)
Portfolio news dated Oct 2026; $75M fund on file (SEC Form D, 2021); 34% of its observed portfolio is fintech; backs pre-seed; 2 named decision-makers on file.
Nine Four Ventures
Type: VC firm · HQ: Chicago, IL · Stages: Pre-seed, Seed, Series A · Focus: Fintech, Proptech, AI, SaaS · Latest activity: Portfolio news, Oct 2026 · Fund size on file: $100M (SEC Form D, 2022)
Portfolio news dated Oct 2026; $100M fund on file (SEC Form D, 2022); 31% of its observed portfolio is fintech; backs pre-seed, seed, Series A; names the US as where it invests; 8 named decision-makers on file.
Leo Capital
Type: VC firm · HQ: San Francisco, CA · Stages: Pre-seed, Seed · Focus: Fintech, AI, Insurtech, SaaS · Latest activity: New deal, Oct 2026 · Fund size on file: $20M (SEC Form D, 2026)
Dated new deal in Oct 2026; $20M fund on file (SEC Form D, 2026); states fintech as a focus; backs pre-seed, seed; names the US as where it invests; 8 named decision-makers on file.
First 25 of 187 pre-seed fintech investors in the US
| Investor | Type | HQ | Stagesour research | Focusour research | Latest fund or deal | Fund sizeas filed or stated | Checked | Contacts |
|---|---|---|---|---|---|---|---|---|
| Motive Venture | VC firm | New York, NY | Pre-seed, Seed, Series A, Growth | Fintech, AI, Data, Future of Work | New fund, Aug 2026 | $200M (SEC Form D, 2025) | 4 Nov 2026 | 8 names, firm email · Unlock |
| Expa | VC firm | San Francisco, CA | Pre-seed | Fintech, SaaS | New deal, Sep 2026 | $200M (SEC Form D, 2021) | 5 Nov 2026 | 8 names, firm email · Unlock |
| Avid Ventures | VC firm | New York, NY | Pre-seed | Fintech, AI, Healthtech, SaaS | Portfolio news, Oct 2026 | $75M (SEC Form D, 2021) | 5 Nov 2026 | 2 names, firm email · Unlock |
| Nine Four Ventures | VC firm | Chicago, IL | Pre-seed, Seed, Series A | Fintech, Proptech, AI, SaaS | Portfolio news, Oct 2026 | $100M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
| Leo Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Fintech, AI, Insurtech, SaaS | New deal, Oct 2026 | $20M (SEC Form D, 2026) | 4 Nov 2026 | 8 names · Unlock |
| True Ventures | VC firm | Palo Alto, CA | Pre-seed, Seed | Fintech, AI, Deep Tech, Consumer | New fund, Sep 2026 | $800M (SEC Form D, 2022) | 4 Nov 2026 | 8 names · Unlock |
| Kleiner Perkins | VC firm | Menlo Park, CA | Pre-seed, Seed, Series A, Series B, Growth | Fintech, AI, Proptech, Mobility | New fund, Aug 2026 | $995M (SEC Form D, 2026) | 4 Nov 2026 | 2 names · Unlock |
| Slauson & Co | VC firm | Los Angeles, CA | Pre-seed, Seed | Fintech, AI, Healthtech, Logistics | New deal, Sep 2026 | $100M (SEC Form D, 2023) | 5 Nov 2026 | 2 names · Unlock |
| Wonder Ventures | VC firm | Malibu, CA | Pre-seed | Fintech, AI, B2B, Consumer | New fund, Jul 2026 | $55M (SEC Form D, 2022) | 4 Nov 2026 | 6 names · Unlock |
| Quiet Capital | VC firm | San Francisco, CA | Pre-seed | Fintech, AI, SaaS, Consumer | New fund, Nov 2026 | $500M (SEC Form D, 2021) | 4 Nov 2026 | 3 names · Unlock |
| Newtopia Investments | VC firm | United States | Pre-seed, Seed | Fintech, AI, Ecommerce, Healthtech | New fund, Jul 2026 | $75M (SEC Form D, 2026) | 4 Nov 2026 | 8 names, firm email · Unlock |
| Crystal Venture Partners | VC firm | New York, NY | Pre-seed, Seed | Fintech, Insurtech, AI, Cybersecurity | New fund, Oct 2026 | $30M (SEC Form D, 2024) | 4 Nov 2026 | 5 names, firm email · Unlock |
| New Stack | VC firm | Chicago, IL | Pre-seed, Seed | Fintech, AI, Healthtech, Industrial Tech | New fund, Sep 2026 | $125M (SEC Form D, 2024) | 4 Nov 2026 | 3 names · Unlock |
| M25 | VC firm | Chicago, IL | Pre-seed, Seed | Fintech, AI, Healthtech, Generalist | New deal, Sep 2026 | $50M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
| Khosla Ventures | VC firm | Menlo Park, CA | Pre-seed, Seed, Series A, Growth | Fintech, AI, Consumer, B2B | New fund, Aug 2026 | $1.9B (SEC Form D, 2025) | 4 Nov 2026 | 8 names · Unlock |
| First Round | VC firm | Philadelphia, PA | Pre-seed, Seed, Series A | Fintech, AI, Developer Tools, Consumer | New fund, Aug 2026 | $500M (SEC Form D, 2022) | 4 Nov 2026 | 8 names · Unlock |
| Plaid Matrix Fund | VC firm | Palo Alto, CA | Pre-seed, Seed | Fintech, AI, Proptech, Industrial Tech | New fund, Jun 2026 | $55M (SEC Form D, 2026) | 4 Nov 2026 | 5 names · Unlock |
| Link Ventures | VC firm | Cambridge, MA | Pre-seed, Seed, Series A | Fintech, AI, Robotics, Industrial Tech | New deal, Jun 2026 | $200M (SEC Form D, 2021) | 5 Nov 2026 | 8 names, firm email · Unlock |
| Restive | VC firm | San Jose, CA | Pre-seed, Seed | Fintech, AI, Insurtech, SaaS | New deal, Oct 2026 | $70M (SEC Form D, 2024) | 5 Nov 2026 | 6 names · Unlock |
| Commonweal Ventures | VC firm | New York, NY | Pre-seed, Seed | Fintech, AI, Legal Tech, Energy | New fund, Jul 2026 | $75M (SEC Form D, 2022) | 4 Nov 2026 | 5 names, firm email · Unlock |
| Everywhere Ventures | VC firm | New York, NY | Pre-seed | Fintech, Generalist, Healthtech, AI | New fund, Mar 2026 | $25M (SEC Form D, 2026) | 4 Nov 2026 | 1 name · Unlock |
| Equal Opportunity Ventures | VC firm | Cambridge, MA | Pre-seed | Fintech, Healthtech, Food and Beverage, Ecommerce | New deal, Apr 2026 | $152M (SEC Form ADV) | 5 Nov 2026 | 8 names · Unlock |
| Autotech Ventures | VC firm | Menlo Park, CA | Pre-seed, Seed, Series A, Series B | Fintech, Mobility, AI, Logistics | New fund, Aug 2026 | $25M (SEC Form D, 2026) | 4 Nov 2026 | 8 names · Unlock |
| Paradigm | VC firm | San Francisco, CA | Pre-seed | Fintech, Crypto and Web3, AI, Robotics | New deal, Jul 2026 | $1.1B (SEC Form D, 2021) | 4 Nov 2026 | 8 names, firm email · Unlock |
| ALIAVIA Ventures | VC firm | Laguna Beach, CA | Pre-seed, Seed | Fintech, AI, Healthtech, Future of Work | New fund, May 2026 | $20M (SEC Form D, 2021) | 4 Nov 2026 | 2 names · Unlock |
You are seeing 25 of 187. The full list adds 162 more investors and 941 named decision-makers.
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How these 187 break down
By US state
| US state | On this list | Share |
|---|---|---|
| California | 71 | 38% |
| New York | 43 | 23% |
| Florida | 13 | 7% |
| Massachusetts | 11 | 6% |
| Illinois | 8 | 4% |
| Texas | 8 | 4% |
| Connecticut | 4 | 2% |
| Pennsylvania | 3 | 2% |
| Utah | 3 | 2% |
| Washington | 2 | 1% |
By type
| Type | On this list | Share |
|---|---|---|
| VC firm | 182 | 97% |
| Accelerator | 3 | 2% |
Method and limits
- Source
- All 187 rows carry an SEC filing (Form D or Form ADV). All 187 have a website we checked. Filing date and fund size are SEC data where a filing exists. Stage, sector and check size are our research.
- Inclusion rule
- Organizations that back startups. Individuals, buyout funds and firms we found to be inactive are left out. Sector: the firm states fintech as a focus on its own site, or we observed it in the firm's portfolio. Stage: the firm states that it invests at pre-seed.
- Order
- Firms with a published profile come first. Activity score out of 100: recency of the latest fund filing or dated deal (30: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (20; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), stated focus on the US (15: full marks when the firm names the US as where it invests, half when it says global), size of the fund on file on a log scale (12) and completeness of the public record (8). Stage and regional focus are our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns.
- Last refreshed
- November 2026. Rows on this list were checked between 4 Nov 2026 and 6 Nov 2026.
- Fill rates
- Of 187 rows: stage 187, sector 187, fund size 174, website 187. In the paid file: named decision-makers on 186 rows, firm email on 61, LinkedIn page on 103, check size on 28.
- Corrections
- Email [email protected] or use the update form. We act within 5 working days.
Questions
How many pre-seed fintech investors in the US are there?
We list 187 as of November 2026. 109 of the 187 have a fund filing or a dated deal in the last 12 months. The cities with the most are New York (37), San Francisco (24) and Palo Alto (11).
Which pre-seed fintech investors in the US raised a new fund in the last 12 months?
85 of the 187 have a fund filing dated in the last 12 months. The most recent on this list are Quiet Capital (Nov 2026), Draper Associates (Oct 2026) and Crystal Venture Partners (Oct 2026).
What is the typical fund size of pre-seed fintech investors in the US?
The median fund size on file for this list is $57M, across the 159 firms with a size on an SEC Form D. The fund on file is each firm's main fund, which is not always its newest. The other 28 do not disclose a size there.
How do I contact pre-seed fintech investors in the US?
The paid file holds 941 named decision-makers across 186 of these 187 and a firm email for 61. We publish the address a firm lists itself, never a personal email. Each free row links to a profile with the firm's website.
Where does the data on pre-seed fintech investors in the US come from?
All 187 rows have an SEC filing on file (Form D or Form ADV). Filing date and fund size come from the filing. Stage, sector and check size are our research. Rows on this list were last checked on 6 Nov 2026 at the latest. The whole file is re-verified twice a year.
Broader lists
Fintech venture capital firms in the US (525)Pre-seed investors in the US (549)Pre-seed fintech investors (323)
Related lists
Pre-seed AI investors in the US (403)Pre-seed SaaS investors in the US (367)Seed fintech investors in the US (349)Pre-seed healthtech investors in the US (225)Series A fintech investors in the US (145)Pre-seed deep tech investors in the US (114)Pre-seed consumer investors in the US (104)Growth-stage fintech investors in the US (97)Pre-seed medtech investors in the US (95)Pre-seed hardware investors in the US (95)Pre-seed B2B investors in the US (86)Pre-seed climate tech investors in the US (84)Pre-seed biotech investors in the US (81)Pre-seed industrial tech investors in the US (79)Pre-seed robotics investors in the US (76)Pre-seed energy investors in the US (73)Pre-seed developer tools investors in the US (67)Pre-seed cybersecurity investors in the US (60)
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