29 pre-seed insurtech investors
We list 29 pre-seed insurtech investors as of November 2026: 19 have an SEC filing on file and 10 were checked on the firm's own website or an official register, and the list was last checked on 7 Nov 2026. The states with the most are California (8), New York (3) and Minnesota (2).
Top 5 pre-seed insurtech investors, ranked by recent fund activity
Among firms with a published profile and a dated fund or deal in the last 24 months. The rule: Activity score out of 100: recency of the latest fund filing or dated deal (35: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (25; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), size of the fund on file on a log scale (15) and completeness of the public record (10). Stage focus is our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns. The same rule orders the whole list; it is repeated in the method box.
MiddleGame Ventures
Type: VC firm · HQ: Luxembourg, Luxembourg · Stages: Pre-seed, Seed, Series A, Series B · Focus: Insurtech, Fintech, AI, Cybersecurity · Latest activity: New deal, Sep 2026 · Fund size or assets: €300M (own site)
Dated new deal in Sep 2026; €300M on file (own site); states insurtech as a focus; backs pre-seed, seed, Series A; 5 named decision-makers on file.
M25
Type: VC firm · HQ: Chicago, IL · Stages: Pre-seed, Seed · Focus: Insurtech, AI, Healthtech, Generalist · Latest activity: New deal, Sep 2026 · Fund size on file: $50M (SEC Form D, 2022)
Dated new deal in Sep 2026; $50M fund on file (SEC Form D, 2022); states insurtech as a focus; backs pre-seed, seed; 8 named decision-makers on file.
Restive
Type: VC firm · HQ: San Jose, CA · Stages: Pre-seed, Seed · Focus: Insurtech, Fintech, AI, SaaS · Latest activity: New deal, Oct 2026 · Fund size on file: $70M (SEC Form D, 2024)
Dated new deal in Oct 2026; $70M fund on file (SEC Form D, 2024); states insurtech as a focus; backs pre-seed, seed; 6 named decision-makers on file.
Motive Venture
Type: VC firm · HQ: New York, NY · Stages: Pre-seed, Seed, Series A, Growth · Focus: Insurtech, Fintech, AI, Data · Latest activity: New fund, Aug 2026 · Fund size on file: $200M (SEC Form D, 2025)
Latest fund filing dated Aug 2026; $200M fund on file (SEC Form D, 2025); states insurtech as a focus; backs pre-seed, seed, Series A; 8 named decision-makers on file.
Crystal Venture Partners
Type: VC firm · HQ: New York, NY · Stages: Pre-seed, Seed · Focus: Insurtech, AI, Fintech, Cybersecurity · Latest activity: New fund, Oct 2026 · Fund size on file: $30M (SEC Form D, 2024)
Latest fund filing dated Oct 2026; $30M fund on file (SEC Form D, 2024); states insurtech as a focus; backs pre-seed, seed; 5 named decision-makers on file.
First 14 of 29 pre-seed insurtech investors
| Investor | Type | HQ | Stagesour research | Focusour research | Latest fund or deal | Fund sizeas filed or stated | Checked | Contacts |
|---|---|---|---|---|---|---|---|---|
| MiddleGame Ventures | VC firm | Luxembourg, Luxembourg | Pre-seed, Seed, Series A, Series B | Insurtech, Fintech, AI, Cybersecurity | New deal, Sep 2026 | €300M (own site) | 7 Nov 2026 | 5 names, firm email · Unlock |
| M25 | VC firm | Chicago, IL | Pre-seed, Seed | Insurtech, AI, Healthtech, Generalist | New deal, Sep 2026 | $50M (SEC Form D, 2022) | 5 Nov 2026 | 8 names · Unlock |
| Restive | VC firm | San Jose, CA | Pre-seed, Seed | Insurtech, Fintech, AI, SaaS | New deal, Oct 2026 | $70M (SEC Form D, 2024) | 5 Nov 2026 | 6 names · Unlock |
| Motive Venture | VC firm | New York, NY | Pre-seed, Seed, Series A, Growth | Insurtech, Fintech, AI, Data | New fund, Aug 2026 | $200M (SEC Form D, 2025) | 4 Nov 2026 | 8 names, firm email · Unlock |
| Crystal Venture Partners | VC firm | New York, NY | Pre-seed, Seed | Insurtech, AI, Fintech, Cybersecurity | New fund, Oct 2026 | $30M (SEC Form D, 2024) | 4 Nov 2026 | 5 names, firm email · Unlock |
| Prompt Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Generalist, Fintech | New fund, Aug 2026 | $40M (SEC Form D, 2026) | 4 Nov 2026 | 2 names · Unlock |
| Leo Capital | VC firm | San Francisco, CA | Pre-seed, Seed | Insurtech, AI, Fintech, SaaS | New deal, Oct 2026 | $20M (SEC Form D, 2026) | 4 Nov 2026 | 8 names · Unlock |
| Outward VC | VC firm | London, United Kingdom | Pre-seed, Seed | Insurtech, AI, Fintech, Logistics | New deal, Nov 2026 | 4 Nov 2026 | 6 names · Unlock | |
| Insurtech Gateway | Accelerator | London, United Kingdom | Pre-seed, Seed, Series A | Insurtech, Fintech, AI, Climate Tech | Portfolio news, Oct 2026 | 4 Nov 2026 | 6 names · Unlock | |
| EHE Ventures | SEIS/EIS fund | Manchester, United Kingdom | Pre-seed, Seed | Insurtech, AI, Fintech, Agritech | New deal, Jul 2026 | £15M (own site) | 4 Nov 2026 | 8 names · Unlock |
| Spintop Ventures | VC firm | Sweden | Pre-seed, Seed | Insurtech, SaaS, AI, Climate Tech | New deal, Aug 2026 | 7 Nov 2026 | 4 names · Unlock | |
| Headwater Ventures | VC firm | Minneapolis, MN | Pre-seed, Seed | Insurtech, Healthtech, AI, Biotech | New fund, Jun 2026 | $11M (SEC Form D, 2025) | 4 Nov 2026 | 1 name · Unlock |
| Nauta | VC firm | London, United Kingdom | Pre-seed, Seed, Series A | Insurtech, AI, Developer Tools, Future of Work | New fund, Jan 2026 | €600M (own site) | 4 Nov 2026 | 8 names, firm email · Unlock |
| Oxford Capital | SEIS/EIS fund | Oxford, United Kingdom | Pre-seed, Seed, Series A, Growth | Insurtech, Fintech, Healthtech, AI | Portfolio news, Apr 2026 | £500M (own site) | 4 Nov 2026 | 8 names · Unlock |
You are seeing 14 of 29. The full list adds 15 more investors and 158 named decision-makers.
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How these 29 break down
By region
| Region | On this list | Share |
|---|---|---|
| United States | 19 | 66% |
| United Kingdom | 7 | 24% |
| Europe | 3 | 10% |
By US state
| US state | On this list | Share |
|---|---|---|
| California | 8 | 28% |
| New York | 3 | 10% |
| Minnesota | 2 | 7% |
By type
| Type | On this list | Share |
|---|---|---|
| VC firm | 25 | 86% |
| SEIS/EIS fund | 3 | 10% |
Method and limits
- Source
- 19 of the 29 rows carry an SEC filing (Form D or Form ADV). All 29 have a website we checked. Filing date and fund size are SEC data where a filing exists. Stage, sector and check size are our research.
- Inclusion rule
- Organizations that back startups. Individuals, buyout funds and firms we found to be inactive are left out. Sector: the firm states insurtech as a focus on its own site, or we observed it in the firm's portfolio. Stage: the firm states that it invests at pre-seed.
- Order
- Firms with a published profile come first. Activity score out of 100: recency of the latest fund filing or dated deal (35: full marks within 3 months, then stepping down at 6, 12 and 24 months), share of the observed portfolio in this sector (25; half of that when the sector is stated only), stage focus (15: all of it when pre-seed is the only stage the firm states, split evenly when it states more), size of the fund on file on a log scale (15) and completeness of the public record (10). Stage focus is our research, not an SEC figure. It is a measure of activity and fit, not of quality or returns.
- Last refreshed
- November 2026. Rows on this list were checked between 4 Nov 2026 and 7 Nov 2026.
- Fill rates
- Of 29 rows: stage 29, sector 29, fund size 22, website 29. In the paid file: named decision-makers on 29 rows, firm email on 10, LinkedIn page on 17, check size on 8.
- Corrections
- Email [email protected] or use the update form. We act within 5 working days.
Questions
How many pre-seed insurtech investors are there?
We list 29 as of November 2026. 19 of the 29 have a fund filing or a dated deal in the last 12 months.
Which pre-seed insurtech investors raised a new fund in the last 12 months?
10 of the 29 have a fund filing dated in the last 12 months. The most recent on this list are Crystal Venture Partners (Oct 2026), R-Squared Ventures (Oct 2026) and Prompt Capital (Aug 2026).
What is the typical fund size of pre-seed insurtech investors?
The median fund size on file for this list is $45M, across the 16 firms with a size on an SEC Form D. The fund on file is each firm's main fund, which is not always its newest. The other 13 do not disclose a size there.
How do I contact pre-seed insurtech investors?
The paid file holds 158 named decision-makers across 29 of these 29 and a firm email for 10. We publish the address a firm lists itself, never a personal email. Each free row links to a profile with the firm's website.
Where does the data on pre-seed insurtech investors come from?
19 of the 29 rows have an SEC filing on file (Form D or Form ADV) and 10 were checked on the firm's own website or an official register. Filing date and fund size come from the filing. Stage, sector and check size are our research. Rows on this list were last checked on 7 Nov 2026 at the latest. The whole file is re-verified twice a year.
Broader lists
Narrower lists
Related lists
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